COMMERCIAL, INDUSTRIAL, MULTI-FAMILY
Exclusively for the preferred clients of Banks, CPA's, Attorneys, and other financial professionals
STATED INCOME AND PORTFOLIO LENDING OPTIONS
Mainstream programs require a full review and approval of the borrower's financial package that must meet income, credit, asset, and net worth requirements.
If you don't quite meet those standards, you may be a candidate for "stated income" or "portfolio" options in which tax returns are not required as a condition of approval.
While slightly higher than bank rates these loans are priced based on the amount of downpayment or equity that is available (the more equity, the lower the rate).
Loans from $500,000 to $5,000,000
While most banks offer competitive rates and programs, some features of those programs may not quite meet your requirements.
Bankers Fidelity offers rates that are just like bank rates but with features such as:
Up to 75% Loan-to-Value
No Prepayment Penalty
15 Yr. Fully Amortized Fixed Program
10, 15, 25, and 30 year amortizations
Fixed rate terms up to 15 years
Lower debt service to gain more cashout
Using appraiser's higher value conclusion
1031 Exchange Specialists
Reverse Exchanges w/ 100% LTV feature
Out of State properties
Loans from $500,000 to $20,000,000
William P. --Manufacturing Company
"My commercial building loan became due and payable. Unfortunately our business had some losses which prevented our loan officer from refinancing us through the Bank. He referred us to Bankers Fidelity. They funded our loan and saved the day"
When mainstream and stated income/portfolio solutions won't work, private investors can serve as a bridge solution to satisfy your financing needs.
Bankers Fidelity's Private Equity solutions places primary emphasis on the equity in the property and not the financials or the borrower or business.
Since Banks are not collateral lenders, Private Equity can serve as a solution (with terms from 1-5 years) until you once again fit within banking guidelines.
All loan requests are priced on the merits of the transaction and can be customized to meet your cash flow requirements...